Fast QR payments, flexible installments, and quick loans – all in one app!
Your favorite buy now, pay later app is evolving into an all-in-one financial solution in the Philippines!
Atome, a leading digital consumer financing platform in Southeast Asia, now offers more than just flexible credit and installment plans. With Atome, you can
Shop smarter, hassle-free: Scan to pay using QR Ph and enjoy flexible 3 or 6-month installments with the Atome Card, plus 0% interest on monthly purchases.
Access cash instantly: Get fast, low-interest loans to meet your daily needs.
[ Atome Card ]
- Experience fast and secure cashless payments with QR Ph
– Enjoy easy QR payments by scanning available QR codes at checkout counters using the Atome app.
- Better budgeting with flexible payment and installment options
– Stretch your budget and pay later at 0% interest on monthly purchases. Enjoy installment plans of up to 6 months.
- Convenient for your needs
– Get up to a ₱200,000 spending limit when you apply on the app in minutes.
- Pay later anywhere that accepts Mastercard, even overseas
– Link your physical/virtual Atome Card to shop on Lazada, Shopee, Grab, and more.
– Tap to pay or benefit from QR payment using your phone in-store.
– Settle utility bills on time, even on online apps such as BillEase via GrabPay, and Home Credit and TendoPay via Bayad Center.
- Card bills payment
– Pay your Atome Card bills via credit/debit card, InstaPay via your bank’s mobile app, like BPI, BDO, and UnionBank, e-wallets such as Maya & GCash, or over-the-counter payments.
[ Atome Cash ]
Apply for online loans with Atome Cash and enjoy quick approval and disbursement for up to ₱50,000 and repayment plans of up to 12 months with 1.75% interest.
[ How to apply for cash loans: ]
– Get the latest version of the app and tap “Cash” on the homepage
– Tap “Apply for free” and proceed with the necessary information. Provide your bank account details on BPI, BDO, UnionBank, for easier cash disbursement.
– Once approved, tap “Request loan” and you’re done!
Download the Atome app today for a savvier lifestyle!
[ ATOME CARD APPLICATION ELIGIBILITY ]
– Valid PH ID
– At least 18 years old
– No minimum income requirement
– No paperwork
[ HOW TO APPLY FOR THE ATOME CARD ]
- Download the Atome app and tap the ‘Card’ tab on the homepage
- Tap “Apply for free” and choose your preferred Atome Card
- Fill in your personal information and upload your ID
- Get approved in 1-2 days
- Receive your Atome Card via mail
[ ATOME CARD INSTALLMENT PLANS: ]
– Monthly interest rates for as low as 2%
– Annual Percentage Rate (APR) ranging from 0%-46 %
– No service charges
– Installment plans are available in 3 or 6 months
Example total loan cost
– Total monthly bill: ₱2,000
– Bill amount: ₱2,000
– Repayment term: 3 months
– Monthly interest rate: 2% (₱40)
– Total payment: ₱2,120 at ₱706.67/month
[ ATOME CASH LOAN TERMS: ]
– Monthly interest rates for as low as 1.75%
– Annual Percentage Rate (APR) not more than 36%
– No service charges
– Installment plans for up to 12 months
Example total loan cost
– Total loan amount: ₱3,000
– Repayment term: 6 months
– Monthly interest rate: 1.75% (₱52.50)
– Total payment: ₱3,052.50 at ₱508.75/month
Business Name: Atome PH
Corporate Name: Neuroncredit Financing Company Inc.
SEC Registration Number: CS201816338
Certificate of Authority No.: 1178
Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040
Address: Unit 1005 Centerpoint Bldg. Julia Vargas Ave. Cor. Garnet Rd. Ortigas Center, San Antonio, Pasig City 1605
[Connect with us via:]
Official Web
Help Center:[email protected]
https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card
Social media
https://web.facebook.com/atomecardph
https://www.instagram.com/atome.ph/
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